Retail payment solutions
Use one connected payment system for every till and every channel.
SwanPay powered by ClearAccept
The built-in retail payment system that takes the admin out of getting paid.
FCA regulated
Protection every time someone taps, types or calls in their card.
Reconcile in minutes
See every transaction in one portal. Close out your till faster, every day.
Straightforward pricing
No minimum fees. No setup costs. No refund or authorisation charges.
Expert support
Speak to a real person based in the UK, every time you need help.
Ask our 300+ retailers
In their own words
Match the way your customers pay.
More ways to pay
Integrated card machines in store, checkout online, contactless payments, or a secure link for deposits and final instalments. Flexibility at checkout keeps customers moving.

Collect outstanding balances on orders without the back-and-forth.
BalancePay
Send customers a secure, branded link to pay their balance and pick a delivery date. No chasing or manual scheduling.

Less admin. Faster payments.
Take the manual work out of processing payments.
Fewer mistakes
Customers enter their own card details. No time wasted correcting errors.
Reporting made simple
All payments tracked in one place. No spreadsheets needed.
Protect your data
Every payment is encrypted. Customer data is kept safe.
Less stock unsold
Fewer abandoned orders. Less stock tied up waiting to be sold.
Get access to ClearAccept Revenue Finance - flexible funding to support growth.
Fast funding built for retail
- Apply online in a few clicks.
- Get approved and receive your funds in as little as 48 hours.
- Pay one fixed fee as a percentage of your card takings. No mounting debt.
- Spend it on whatever your business needs next.
This product is provided by Liberis Ltd, Scale Space Building, 1st Floor, 58 Wood Lane London, W12 7RZ (Company number: 05654231). ClearAccept Ltd will receive commission from Liberis following a successful referral. Liberis is not authorised or regulated by the Financial Conduct Authority. Your funding is not protected under the Financial Services Compensation Scheme(FSCS), nor will the Financial Ombudsman Service be able to consider a complaint about Liberis. Amounts advanced are subject to status and our underwriting process before any offer can be made.

Shopify, WooCommerce, Sage, Klarna - already covered.
Fits around your setup
Our payment solutions for retailers work with the tools your business runs on today, so nothing gets removed, and you can add more as you grow.

Retail that flows
All your systems working as one
Designed for stores
like yours
Built for your world • 80+ integrations • Trusted by 300+ retailers
Furniture
Organise custom orders, delivery slots and stock in transit, all from one system.
Department stores
Process concessions, gift cards and loyalty from one system, whatever the order size.
Fashion
Connect style, colour and size across every channel. Stock, sales and loyalty move in sync.
Sports and Stadium
Manage custom shirt printing, fan loyalty and matchday retail in one system.
Ask our 300+ retailers
Don’t take our word for it
Faster payments
Integrated payments gave Warrington Wolves quicker card transactions and cut the risk of manual errors at the point of sale.
Warrington Wolves • Sports & Stadium
Better rates, no brainer
ClearAccept gave Shirt Sleeves better rates and smooth onboarding built to work with their existing retail system.
Shirt Sleeves • Fashion
Simple, start to finish
Bobby's of Bournemouth runs every day the same way: simple from opening the doors to cashing up at close.
Bobby's of Bournemouth • Department Stores
Support that shows up
Bobby's of Bournemouth gets the solutions they need, but it's the people and support behind them that make the real difference.
Bobby's of Bournemouth • Department Stores
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Still have questions?
FAQs
What is SwanPay powered by ClearAccept?
SwanPay is the retail payment solution built into your Swan system, with every transaction processed by ClearAccept. It covers card machines in store, checkout online, contactless payments and secure pay-by-links.
What makes your retail payment system different from a standard card machine?
A card machine just takes payment. SwanPay is built into your Swan retail system, so in-store, online, phone and pay-by-link transactions all land in the same place. Reconciliation stays simple, because everything already adds up.
Is your retailer payment processing software regulated?
Yes. SwanPay is powered by ClearAccept, which is authorised and regulated by the Financial Conduct Authority under the Payment Service Regulations 2017 (FRN 926372) for the provision of payment services.
Can I collect payment on custom orders or outstanding balances?
Yes, through BalancePay. Send customers a secure, branded link to pay their balance and choose a delivery date. No need to chase payment by phone.
Ready for retail that flows?
Supercharge your checkout
See exactly how our retail payment system takes the admin out of getting paid.
